If your identity is stolen and the perpetrator uses your information when they go to the doctor, your medical records could be compromised. That could mean that in the event of an accident, and you were unable to respond to the medical staff, they could treat you incorrectly. You may be allergic to penicillin, but your records may indicate that you are not. You could be treated for a heart condition that you do not have or other illnesses that you do not have and the medicine could have harmfull effects. This could be life threatening.
With the recent Anthem data breach, one of America’s largest medical insurers, your records could have been compromised. On February 4th, the company announced that over 80,000,000 records were stolen. Credit card information was not stolen, but information linked to insurance accounts was stolen and could be used for prescriptions or identity theft resulting in potential medical problems for the insured.
What should you do?
1. If you think your identity has been stolen, act on it immediately. Check your credit reports and make sure nothing unusual has occurred.
2. Make sure you have some sort of Identity Theft coverage. Some are definitely better than others. We recommend Kroll as they not only catch the problems, they repair your credit for you so you do not have to spend your days at work doing it.
3. If you are a customer of Anthem, take advantage of their free offer for credit monitoring.
4. Also if you think your medical records could be affected, call your doctor and ask him to review your records. You might even go to the doctor’s office and look at them yourself if your doctor is not as familiar with your case as you might be.
The most important thing you can do is to remain aware. You are not invincible. Many people think it will never happen to them or there is nothing they have that someone would be interested in getting. Neither of these statements are true. Cyber crime is a crime of opportunity. The criminals are looking for any “open door” and will take advantage of the opening any way they can.